Scandic Fusion has experience with implementing BI solutions for both non-life and life insurance companies and business units.


The data marts typically required by our customers enable product-specific insight of MTPL, CASCO, property, travel, accident, health and civil liability insurance types among others.

The commonly used analytical metrics include such insurance industry relevant measures as:

  • Gross written premiums
  • Earned/unearned premiums in time
  • Submitted/processed/paid claim amounts
  • Loss ratio
  • Regulated-unpaid and other potential payments outstanding
  • Various insurance specific financial reserves in time


Typically, our customers prefer to have their insurance analytics bundled together with several cross-company solutions, including, but not limited to:


Interactive dashboards, which often serve as an end product for the BI users can afterwards support the everyday business decisions for various functions such as: sales, claims administration, product managers and risk underwriters, actuaries, business controllers, accountants, general management and others.

  • Sales
  • Claims administration
  • Product managers and risk underwriters
  • Actuaries
  • Business controllers
  • Accountants
  • General management
  • Others

Relevant areas of analysis

Policies and claims

  • Gross written premium
  • Unused premium reserve
  • RBNS reserve
  • Payout
  • Drilldown to risk premiums and insurance type
  • Calculated amounts (derived KPIs)
  • Sales budget

Claims management

  • Activity monitoring
  • Handling time
  • Reserves and regresses


  • Solvency II
  • Insured amounts with drilldown to risk & insurance type level

Accumulated capital for life insurance

  • Investment analysis
  • Accumulated capital history tracking


  • Profitability
  • Risk profile
  • Reinsurance contract

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